/* CBS Advisory — site stylesheet */
:root{
  --teal:#08778a;
  --teal-2:#05989f;
  --teal-dark:#065a5c;
  --ink:#14232a;
  --ink-2:#3a4a51;
  --muted:#5f7077;
  --line:#d9e3e6;
  --mist:#eef4f5;
  --mist-2:#dee7e9;
  --paper:#ffffff;
  --radius:14px;
  --shadow:0 1px 2px rgba(20,35,42,.06),0 8px 24px rgba(20,35,42,.06);
  --serif:"Source Serif 4",Georgia,"Times New Roman",serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --wrap:1200px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--sans);font-size:17px;line-height:1.65;color:var(--ink-2);background:var(--paper);text-rendering:optimizeLegibility}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal);text-decoration:none}
a:hover{color:var(--teal-dark)}
h1,h2,h3,h4{font-family:var(--serif);color:var(--ink);line-height:1.18;margin:0 0 .5em;font-weight:600;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem)}
h2{font-size:clamp(1.75rem,3.2vw,2.5rem)}
h3{font-size:1.3rem}
h4{font-size:1.08rem;font-family:var(--sans);font-weight:600;letter-spacing:0}
p{margin:0 0 1em}
ul{margin:0;padding:0}
:focus-visible{outline:3px solid var(--teal-2);outline-offset:2px;border-radius:4px}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:10px 16px;z-index:100}
.skip:focus{left:12px;top:12px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-family:var(--sans);font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin-bottom:14px}
.eyebrow::before{content:"";width:28px;height:3px;border-radius:2px;background:var(--teal-2)}
.lead{font-size:1.15rem;color:var(--ink-2);max-width:62ch}
.muted{color:var(--muted)}
.section{padding:96px 0}
.section.tight{padding:64px 0}
.section.mist{background:var(--mist)}
.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;margin-bottom:48px;flex-wrap:wrap}
.section-head > div{max-width:640px}
.section-head p{margin:0}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:10px;font-family:var(--sans);font-weight:600;font-size:.98rem;padding:14px 24px;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:background .2s,color .2s,border-color .2s,transform .2s;line-height:1.2}
.btn svg{width:18px;height:18px;transition:transform .2s}
.btn:hover svg{transform:translateX(3px)}
.btn-primary{background:var(--teal);color:#fff}
.btn-primary:hover{background:var(--teal-dark);color:#fff}
.btn-light{background:#fff;color:var(--teal-dark)}
.btn-light:hover{background:var(--mist-2);color:var(--teal-dark)}
.btn-ghost{border-color:currentColor;color:var(--teal)}
.btn-ghost:hover{background:var(--teal);border-color:var(--teal);color:#fff}
.btn-ghost-light{border-color:rgba(255,255,255,.6);color:#fff}
.btn-ghost-light:hover{background:#fff;color:var(--teal-dark);border-color:#fff}
.link-arrow{display:inline-flex;align-items:center;gap:8px;font-weight:600}
.link-arrow svg{width:16px;height:16px;transition:transform .2s}
.link-arrow:hover svg{transform:translateX(3px)}

/* Top bar */
.topbar{background:var(--teal-dark);color:#e6f1f2;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;min-height:40px;gap:16px}
.topbar a{color:#e6f1f2}
.topbar a:hover{color:#fff}
.topbar .contact-inline{display:flex;gap:22px;flex-wrap:wrap}
.topbar .contact-inline a,.topbar .contact-inline span{display:inline-flex;align-items:center;gap:8px}
.topbar svg{width:15px;height:15px;opacity:.85}
.social{display:flex;gap:6px;align-items:center}
.social a{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%}
.social a:hover{background:rgba(255,255,255,.12)}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:84px;gap:24px}
.brand img{height:60px;width:auto}
.nav{display:flex;align-items:center;gap:4px}
.nav > a,.nav .dd > button{font-family:var(--sans);font-size:.96rem;font-weight:500;color:var(--ink);padding:10px 14px;border-radius:8px;background:none;border:0;cursor:pointer;display:inline-flex;align-items:center;gap:6px}
.nav > a:hover,.nav .dd > button:hover{color:var(--teal);background:var(--mist)}
.nav a[aria-current="page"],.nav .dd.active > button{color:var(--teal);font-weight:600}
.nav .dd{position:relative}
.nav .dd > button svg{width:14px;height:14px;transition:transform .2s}
.nav .dd:hover > button svg,.nav .dd.open > button svg{transform:rotate(180deg)}
.dd-menu{position:absolute;top:calc(100% + 10px);left:50%;transform:translateX(-50%) translateY(6px);width:min(720px,90vw);background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 20px 50px rgba(20,35,42,.14);padding:14px;display:grid;grid-template-columns:1fr 1fr;gap:4px;opacity:0;visibility:hidden;transition:opacity .18s,transform .18s,visibility .18s}
.dd-menu::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
.nav .dd:hover .dd-menu,.nav .dd.open .dd-menu,.nav .dd:focus-within .dd-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.dd-menu a{display:flex;gap:14px;align-items:flex-start;padding:12px;border-radius:10px;color:var(--ink)}
.dd-menu a:hover{background:var(--mist)}
.dd-menu a strong{display:block;font-size:.95rem;font-weight:600;line-height:1.3}
.dd-menu a span{display:block;font-size:.82rem;color:var(--muted);line-height:1.45;margin-top:2px}
.dd-menu .ico{flex:0 0 38px;height:38px}
.dd-menu .all{grid-column:1/-1;justify-content:space-between;align-items:center;background:var(--mist);margin-top:6px;font-weight:600;color:var(--teal)}
.dd-menu .all:hover{background:var(--mist-2)}
.header-cta{display:flex;align-items:center;gap:10px}
.menu-toggle{display:none;background:none;border:0;padding:10px;cursor:pointer;color:var(--ink)}
.menu-toggle svg{width:26px;height:26px}

.ico{display:inline-grid;place-items:center;width:52px;height:52px;border-radius:12px;background:var(--mist);color:var(--teal)}
.ico svg{width:55%;height:55%}

/* Hero */
.hero{position:relative;overflow:hidden;background:var(--paper)}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding-top:72px;padding-bottom:96px;position:relative;z-index:1}
.hero h1{margin-bottom:22px}
.hero h1 em{font-style:normal;color:var(--teal)}
.hero .lead{margin-bottom:34px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.hero-media{position:relative}
.hero-media .photo{border-radius:22px;overflow:hidden;aspect-ratio:4/4.3;box-shadow:var(--shadow)}
.hero-media .photo img{width:100%;height:100%;object-fit:cover}
.hero-band{position:absolute;top:0;right:0;width:46%;height:56%;background:var(--teal);clip-path:polygon(18% 0,100% 0,100% 100%,0 100%);z-index:0}
.hero-band::after{content:"";position:absolute;inset:auto 0 0 auto;width:100%;height:100%;background:linear-gradient(135deg,transparent 60%,rgba(255,255,255,.06))}
.hero-card{position:absolute;left:-36px;bottom:36px;background:#fff;border-radius:16px;box-shadow:0 16px 40px rgba(20,35,42,.16);padding:18px 22px;display:flex;gap:14px;align-items:center;max-width:300px}
.hero-card .ico{flex:0 0 46px;height:46px;width:46px}
.hero-card strong{display:block;color:var(--ink);font-size:.98rem;line-height:1.3}
.hero-card span{font-size:.84rem;color:var(--muted)}
.hero-rule{height:6px;width:min(520px,60%);border-radius:6px;background:var(--teal);margin-top:56px}

/* Stats */
.stats{background:var(--teal);color:#fff;position:relative;overflow:hidden}
.stats::before{content:"";position:absolute;right:-6%;top:0;bottom:0;width:38%;background:var(--teal-dark);clip-path:polygon(22% 0,100% 0,100% 100%,0 100%)}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);position:relative}
.stat{padding:40px 28px;border-left:1px solid rgba(255,255,255,.18)}
.stat:first-child{border-left:0;padding-left:0}
.stat b{display:block;font-family:var(--serif);font-size:clamp(2.2rem,4vw,3rem);font-weight:600;line-height:1}
.stat span{display:block;margin-top:10px;font-size:.92rem;color:#d7ecee;letter-spacing:.02em}

/* Service cards */
.grid{display:grid;gap:24px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:border-color .2s,box-shadow .2s,transform .2s;display:flex;flex-direction:column;gap:14px}
.card h3{margin:4px 0 0;font-size:1.25rem}
.card p{margin:0;color:var(--muted);font-size:.97rem}
a.card{color:inherit}
a.card:hover{border-color:var(--teal-2);box-shadow:var(--shadow);transform:translateY(-3px)}
a.card .link-arrow{margin-top:auto;padding-top:6px;color:var(--teal)}
.card .num{font-family:var(--serif);font-size:.95rem;color:var(--teal-2);font-weight:600}
.card-feature{background:var(--teal-dark);border-color:var(--teal-dark);color:#d7ecee;justify-content:space-between}
.card-feature h3{color:#fff}
.card-feature p{color:#cfe5e7}

/* Split / about */
.split{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.split.wide-left{grid-template-columns:1.15fr .85fr}
.media-stack{position:relative}
.media-stack .main{border-radius:20px;overflow:hidden;aspect-ratio:5/4}
.media-stack .main img{width:100%;height:100%;object-fit:cover}
.media-stack .accent{position:absolute;right:-20px;bottom:-24px;width:46%;aspect-ratio:1;border-radius:18px;overflow:hidden;border:6px solid #fff;box-shadow:var(--shadow)}
.media-stack .accent img{width:100%;height:100%;object-fit:cover}
.media-stack::before{content:"";position:absolute;left:-18px;top:-18px;width:120px;height:120px;border-radius:18px;background:var(--mist-2);z-index:-1}
.values{display:grid;grid-template-columns:1fr 1fr;gap:26px 30px;margin-top:34px}
.value{display:flex;gap:16px}
.value .ico{flex:0 0 46px;width:46px;height:46px}
.value h4{margin:2px 0 4px}
.value p{margin:0;font-size:.95rem;color:var(--muted)}

/* Sectors & regulators */
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:.95rem;color:var(--ink);font-weight:500}
.chip::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--teal-2)}
.reg-strip{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff}
.reg{padding:22px 24px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.reg:nth-child(4n){border-right:0}
.reg:nth-last-child(-n+4){border-bottom:0}
.reg b{display:block;font-family:var(--serif);font-size:1.25rem;color:var(--teal-dark)}
.reg span{font-size:.86rem;color:var(--muted)}

/* Team */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.person{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column}
.person .photo{aspect-ratio:4/4.6;background:var(--mist-2);overflow:hidden}
.person .photo img{width:100%;height:100%;object-fit:cover;object-position:center top;transition:transform .4s}
a.person:hover .photo img{transform:scale(1.03)}
.person .info{padding:20px 22px 24px;border-top:4px solid var(--teal)}
.person h3{font-size:1.15rem;margin:0 0 4px}
.person .role{font-size:.9rem;color:var(--teal);font-weight:600}
.person .creds{display:block;font-size:.85rem;color:var(--muted);margin-top:6px}
a.person{color:inherit}

.profile{display:grid;grid-template-columns:340px 1fr;gap:56px;padding:56px 0;border-top:1px solid var(--line)}
.profile:first-of-type{border-top:0;padding-top:0}
.profile .photo{border-radius:18px;overflow:hidden;aspect-ratio:4/4.6;background:var(--mist-2);position:sticky;top:120px}
.profile .photo img{width:100%;height:100%;object-fit:cover;object-position:center top}
.profile h2{font-size:clamp(1.6rem,2.6vw,2.1rem);margin-bottom:6px}
.profile .role{font-weight:600;color:var(--teal);margin-bottom:22px;display:block}
.profile .tags{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 24px}
.profile .tags span{font-size:.82rem;padding:6px 12px;border-radius:999px;background:var(--mist);color:var(--teal-dark);font-weight:600}
.profile strong{color:var(--ink);font-weight:600}

/* Page hero */
.page-hero{background:var(--teal);color:#fff;position:relative;overflow:hidden}
.page-hero::before{content:"";position:absolute;right:-4%;top:0;bottom:0;width:40%;background:var(--teal-dark);clip-path:polygon(24% 0,100% 0,100% 100%,0 100%)}
.page-hero::after{content:"";position:absolute;left:0;bottom:0;height:6px;width:52%;background:var(--teal-2)}
.page-hero .wrap{position:relative;padding-top:72px;padding-bottom:80px}
.page-hero h1{color:#fff;max-width:20ch;margin-bottom:16px}
.page-hero p{color:#d7ecee;max-width:62ch;font-size:1.12rem;margin:0}
.crumbs{display:flex;gap:8px;font-size:.86rem;color:#bfe0e3;margin-bottom:22px;flex-wrap:wrap}
.crumbs a{color:#e6f4f5}
.crumbs a:hover{color:#fff;text-decoration:underline}
.page-hero .ico{background:rgba(255,255,255,.12);color:#fff;margin-bottom:20px;width:60px;height:60px}

/* Service detail */
.svc-layout{display:grid;grid-template-columns:1fr 340px;gap:56px;align-items:start}
.svc-groups{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.svc-group{border:1px solid var(--line);border-radius:var(--radius);padding:26px 26px 22px;background:#fff}
.svc-group h3{font-size:1.15rem;display:flex;gap:12px;align-items:baseline;margin-bottom:14px}
.svc-group h3 .n{font-family:var(--sans);font-size:.8rem;font-weight:700;color:#fff;background:var(--teal);border-radius:6px;padding:2px 7px;flex:0 0 auto;transform:translateY(-2px)}
.ticks{list-style:none}
.ticks li{position:relative;padding-left:26px;margin:0 0 9px;font-size:.96rem;line-height:1.55}
.ticks li::before{content:"";position:absolute;left:0;top:.42em;width:14px;height:14px;border-radius:50%;background:var(--mist-2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2308778a' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/9px no-repeat}
.aside{position:sticky;top:110px;display:flex;flex-direction:column;gap:20px}
.aside-box{border:1px solid var(--line);border-radius:var(--radius);padding:22px;background:#fff}
.aside-box h4{margin:0 0 12px;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.svc-nav a{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:11px 12px;border-radius:10px;color:var(--ink);font-size:.95rem;font-weight:500}
.svc-nav a:hover{background:var(--mist);color:var(--teal)}
.svc-nav a[aria-current="page"]{background:var(--teal);color:#fff}
.svc-nav a svg{width:15px;height:15px;flex:0 0 auto}
.aside-cta{background:var(--teal-dark);color:#d7ecee;border-radius:var(--radius);padding:26px;position:relative;overflow:hidden}
.aside-cta::after{content:"";position:absolute;right:-30px;top:-30px;width:120px;height:120px;border-radius:50%;background:rgba(255,255,255,.06)}
.aside-cta h3{color:#fff;font-size:1.3rem}
.aside-cta p{font-size:.95rem}
.aside-cta .line{display:flex;gap:10px;align-items:center;color:#fff;font-size:.95rem;margin-top:10px}
.aside-cta .line svg{width:16px;height:16px;opacity:.8}

/* FAQ */
.faq{max-width:860px}
.faq details{border-bottom:1px solid var(--line);padding:4px 0}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:20px;align-items:center;padding:20px 0;font-family:var(--serif);font-size:1.2rem;color:var(--ink);font-weight:600}
.faq summary::-webkit-details-marker{display:none}
.faq summary .pm{flex:0 0 32px;height:32px;border-radius:50%;background:var(--mist);display:grid;place-items:center;color:var(--teal);transition:transform .2s,background .2s}
.faq details[open] summary .pm{transform:rotate(45deg);background:var(--teal);color:#fff}
.faq summary .pm svg{width:16px;height:16px}
.faq .a{padding:0 52px 22px 0;color:var(--muted)}

/* Blog */
.post-card{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;color:inherit;transition:box-shadow .2s,transform .2s}
.post-card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}
.post-card .thumb{aspect-ratio:16/9;overflow:hidden;background:var(--mist-2)}
.post-card .thumb img{width:100%;height:100%;object-fit:cover}
.post-card .body{padding:24px 26px 28px;display:flex;flex-direction:column;gap:10px;flex:1}
.post-card h3{font-size:1.3rem;margin:0}
.post-card p{margin:0;color:var(--muted);font-size:.96rem}
.meta{display:flex;gap:14px;flex-wrap:wrap;font-size:.84rem;color:var(--muted)}
.meta .cat{color:var(--teal);font-weight:700;text-transform:uppercase;letter-spacing:.08em;font-size:.76rem}
.article{max-width:760px;margin:0 auto}
.article .cover{border-radius:18px;overflow:hidden;margin:-120px 0 48px;box-shadow:var(--shadow);position:relative;z-index:2;background:#fff}
.article .cover img{width:100%;max-height:440px;object-fit:cover}
.article h2{font-size:1.75rem;margin-top:1.8em}
.article h3{font-size:1.25rem;margin-top:1.4em}
.article ul{padding-left:0;list-style:none;margin:0 0 1.2em}
.article ul li{position:relative;padding-left:24px;margin-bottom:8px}
.article ul li::before{content:"";position:absolute;left:4px;top:.68em;width:7px;height:7px;border-radius:50%;background:var(--teal-2)}
.article p,.article li{font-size:1.06rem;line-height:1.78}
.byline{display:flex;gap:14px;align-items:center;margin-top:26px;color:#d7ecee;font-size:.92rem;flex-wrap:wrap}
.byline img{width:44px;height:44px;border-radius:50%;object-fit:cover;object-position:top;border:2px solid rgba(255,255,255,.5)}
.byline b{color:#fff;font-weight:600}
.article-end{margin-top:56px;padding:30px;border-radius:var(--radius);background:var(--mist);display:flex;justify-content:space-between;gap:20px;align-items:center;flex-wrap:wrap}
.article-end p{margin:0;color:var(--ink);font-weight:500;max-width:46ch}

/* Gallery */
.gallery-empty{border:2px dashed var(--line);border-radius:20px;padding:72px 32px;text-align:center;background:var(--mist)}
.gallery-empty .ico{width:72px;height:72px;margin-bottom:18px;background:#fff}
.gallery-empty h2{font-size:1.7rem}
.gallery-empty p{max-width:52ch;margin:0 auto 24px;color:var(--muted)}
.gallery-grid{columns:3 280px;column-gap:18px}
.gallery-grid figure{margin:0 0 18px;break-inside:avoid;border-radius:14px;overflow:hidden;background:var(--mist-2)}
.gallery-grid figcaption{padding:10px 14px;font-size:.88rem;color:var(--muted);background:#fff}

/* Contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.contact-list{display:flex;flex-direction:column;gap:14px;margin:28px 0}
.contact-item{display:flex;gap:16px;align-items:flex-start;padding:20px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;color:inherit}
.contact-item .ico{flex:0 0 46px;width:46px;height:46px}
.contact-item small{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:700}
.contact-item b{display:block;color:var(--ink);font-weight:600;font-size:1.02rem;line-height:1.45}
a.contact-item:hover{border-color:var(--teal-2)}
.form{background:#fff;border:1px solid var(--line);border-radius:20px;padding:36px;box-shadow:var(--shadow)}
.form h2{font-size:1.8rem}
.field{display:flex;flex-direction:column;gap:7px;margin-bottom:18px}
.field label{font-size:.88rem;font-weight:600;color:var(--ink)}
.field label .req{color:var(--teal)}
.field input,.field select,.field textarea{font:inherit;font-size:1rem;padding:13px 15px;border:1px solid #c7d4d8;border-radius:10px;background:#fbfdfd;color:var(--ink);width:100%;transition:border-color .2s,box-shadow .2s}
.field textarea{min-height:140px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--teal);box-shadow:0 0 0 4px rgba(8,119,138,.14);background:#fff}
.row-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.form-note{font-size:.84rem;color:var(--muted);margin:14px 0 0}
.form-status{display:none;margin-top:16px;padding:14px 16px;border-radius:10px;font-size:.95rem}
.form-status.ok{display:block;background:#e5f4ef;color:#145c43;border:1px solid #b9e1d2}
.form-status.err{display:block;background:#fbeceb;color:#8a2a22;border:1px solid #efc7c3}
.map{border-radius:20px;overflow:hidden;border:1px solid var(--line);height:420px;background:var(--mist-2)}
.map iframe{width:100%;height:100%;border:0;display:block}

/* CTA band */
.cta-band{background:var(--teal);color:#fff;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;left:-6%;top:0;bottom:0;width:34%;background:var(--teal-dark);clip-path:polygon(0 0,100% 0,78% 100%,0 100%)}
.cta-band .wrap{position:relative;display:flex;justify-content:space-between;align-items:center;gap:32px;padding-top:72px;padding-bottom:72px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin-bottom:10px;max-width:22ch}
.cta-band p{color:#d7ecee;margin:0;max-width:54ch}
.cta-band .actions{display:flex;gap:12px;flex-wrap:wrap}

/* Footer */
.site-footer{background:#0f1f24;color:#a9bcc1;font-size:.95rem}
.footer-band{background:var(--teal)}
.footer-band .wrap{display:grid;grid-template-columns:1.3fr 1fr 1.1fr 1fr;gap:24px;padding-top:24px;padding-bottom:24px}
.footer-band a,.footer-band div{display:flex;gap:14px;align-items:center;color:#fff;font-weight:500;font-size:.95rem;line-height:1.4}
.footer-band svg{flex:0 0 34px;width:34px;height:34px;stroke-width:1.4;opacity:.95}
.footer-main{display:grid;grid-template-columns:1.4fr 1fr 1.3fr 1fr;gap:48px;padding:64px 0 48px}
.site-footer h4{color:#fff;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:18px}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:10px}
.site-footer a{color:#a9bcc1}
.site-footer a:hover{color:#fff}
.footer-brand img{height:60px;width:auto;margin-bottom:18px}
.footer-brand p{max-width:34ch}
.site-footer .social a{background:rgba(255,255,255,.06);width:38px;height:38px;color:#fff}
.site-footer .social a:hover{background:var(--teal)}
.site-footer .social svg{width:17px;height:17px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:22px 0;font-size:.85rem;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}

/* Utilities */
.center{text-align:center}
.mt-0{margin-top:0}
.mb-0{margin-bottom:0}
.prose p{max-width:68ch}
.prose p:first-of-type{font-size:1.14rem;color:var(--ink)}
.kicker-num{font-family:var(--serif);font-size:4.2rem;line-height:1;color:var(--teal);font-weight:600}
.quote-box{border-left:4px solid var(--teal);padding:8px 0 8px 22px;font-family:var(--serif);font-size:1.3rem;color:var(--ink);line-height:1.5}
.reveal{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}*{transition:none!important}}

/* Responsive */
@media (max-width:1100px){
  .team-grid{grid-template-columns:repeat(2,1fr)}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .footer-main{grid-template-columns:1fr 1fr}
  .footer-band .wrap{grid-template-columns:1fr 1fr}
}
@media (max-width:980px){
  .nav,.header-cta .btn{display:none}
  .menu-toggle{display:inline-flex}
  .site-header.menu-open .nav{display:flex;position:fixed;inset:84px 0 0 0;background:#fff;flex-direction:column;align-items:stretch;padding:16px 24px 40px;overflow:auto;gap:2px;border-top:1px solid var(--line)}
  .site-header.menu-open .nav > a,.site-header.menu-open .nav .dd > button{font-size:1.08rem;padding:14px 8px;width:100%;justify-content:space-between}
  .site-header.menu-open .dd-menu{position:static;transform:none;width:auto;box-shadow:none;border:0;padding:0 0 8px;grid-template-columns:1fr;opacity:1;visibility:visible;display:none}
  .site-header.menu-open .dd.open .dd-menu{display:grid}
  .site-header.menu-open .nav .mobile-cta{display:inline-flex;margin-top:18px;justify-content:center}
  .hero .wrap,.split,.split.wide-left,.contact-grid,.svc-layout{grid-template-columns:1fr;gap:48px}
  .hero-band{display:none}
  .hero-media::before{content:"";position:absolute;right:-24px;top:-24px;width:70%;height:60%;background:var(--teal);clip-path:polygon(18% 0,100% 0,100% 100%,0 100%);z-index:-1}
  .hero-media{z-index:0}
  .hero-card{left:16px}
  .grid-3{grid-template-columns:1fr 1fr}
  .stats .wrap{grid-template-columns:1fr 1fr}
  .stat{border-left:0;padding:28px 0;border-top:1px solid rgba(255,255,255,.18)}
  .stat:nth-child(-n+2){border-top:0}
  .reg-strip{grid-template-columns:1fr 1fr}
  .reg{border-right:1px solid var(--line)!important;border-bottom:1px solid var(--line)!important}
  .reg:nth-child(2n){border-right:0!important}
  .profile{grid-template-columns:1fr;gap:28px}
  .profile .photo{position:static;max-width:360px}
  .aside{position:static}
  .svc-groups{grid-template-columns:1fr}
}
.nav .mobile-cta{display:none}
@media (max-width:640px){
  body{font-size:16px}
  .wrap{padding:0 16px}
  .section{padding:68px 0}
  .topbar .hide-sm{display:none!important}
  .topbar .wrap{justify-content:center}
  .topbar .social{display:none}
  .site-header .wrap{height:72px}
  .site-header.menu-open .nav{inset:72px 0 0 0}
  .brand img{height:46px}
  .grid-3,.grid-2,.grid-4,.team-grid,.values,.row-2{grid-template-columns:1fr}
  .footer-main,.footer-band .wrap{grid-template-columns:1fr}
  .hero .wrap{padding-top:44px;padding-bottom:64px}
  .hero-card{position:relative;left:auto;bottom:auto;margin:-40px 16px 0;max-width:none}
  .media-stack .accent{right:-6px;bottom:-16px}
  .form{padding:24px}
  .article .cover{margin-top:-80px}
  .faq .a{padding-right:0}
  .page-hero .wrap{padding-top:52px;padding-bottom:60px}
}

/* WhatsApp floating button */
.wa-float{position:fixed;right:22px;bottom:22px;z-index:60;width:58px;height:58px;border-radius:50%;background:#25d366;color:#fff;display:grid;place-items:center;box-shadow:0 10px 26px rgba(0,0,0,.22);transition:transform .2s}
.wa-float:hover{transform:scale(1.06);color:#fff}
.wa-float svg{width:30px;height:30px}
.btn svg[fill="currentColor"]{width:19px;height:19px}
.contact-item .ico svg[fill="currentColor"]{width:50%;height:50%}

/* Justified body text */
main p{text-align:justify;text-justify:inter-word;hyphens:auto;-webkit-hyphens:auto;text-align-last:left}
.gallery-empty p, .center p, .form-note, .article-end p{text-align:center}
.article-end p{text-align:left}

/* SalBooks band */
.sb-band{display:flex;align-items:center;justify-content:space-between;gap:36px;padding:40px 44px;border-radius:20px;background:#fff;border:1px solid var(--line);border-left:6px solid var(--teal);box-shadow:var(--shadow);flex-wrap:wrap}
.sb-band > div{flex:1 1 520px}
.sb-band h2{font-size:clamp(1.5rem,2.6vw,2rem);margin-bottom:12px}
.sb-band h2 span{color:var(--teal)}
.sb-band p{margin:0;color:var(--muted)}
.group-line{margin-top:20px;font-size:.88rem;text-align:left!important}
.group-line a{color:#fff}
.group-line a:hover{color:var(--teal-2)}
@media (max-width:640px){.sb-band{padding:28px 22px}}

/* Regulatory disclaimer */
.disclaimer{font-size:.8rem;line-height:1.6;color:#8aa0a6;border-top:1px solid rgba(255,255,255,.08);padding:20px 0 0;margin:0;max-width:none;text-align:left}
.note-box{margin-top:26px;padding:16px 20px;border-radius:12px;background:var(--mist);border-left:4px solid var(--teal-2);font-size:.95rem!important;color:var(--ink-2)!important}